你是homedebtor吗？

　　在房价飞涨的年代，买房的同时也意味着背上了沉重的负债，如果你背上的房贷很难在你有生之年还清，那么你就成了homedebtor。

　　Recent homebuyers are becoming homedebtors at the same time. A homedebtor is a homeowner with an extremely large mortgage, particularly one that he or she is unlikely to ever pay off

　　近些年不少人在买房的同时也背上了巨额房贷，成为了homedebtor。Homedebtor指的是房贷数额特别巨大的人，有的大到这辈子也难以还清。

　　In the end, millions of homedebtors will lose their homes, the homes they told everyone they "owned", the homes everyone told them would "be a great investment".

　　最终，数百万身背巨额房贷的人将失去他们的房子，这个他们曾告知天下“属于自己的”房子，这个人人都说将是“非常好的投资”的房子。

　　These perpetual debtors/serfs will probably never own the home outright, thanks to cyclical refinancing (used to fund conspicuous consumption) and property taxes.

　　这些长期的债务人兼房奴将很可能永远无法完全拥有这个房子，因为炫耀性消费需要周期性的再融资来提供资金，也因为房产税的存在。