Higher education can be funded in several ways including the following three: 1. All costs are paid by the government. 2. All costs are paid by the student. 3. All costs are paid by the student using loans from the government that must be repaid after graduation. Discuss the benefits of each option. Which is the best one?
The issue that who should support students to carry on tertiary education has been constantly discussed and the range have already been restricted within three stakeholders: the government, the student or the student who borrows money from the government and return it after finishing education.
In terms of the first proposal, it is crystal-clear that the families financial burden will, to a large extent, decrease. As a result of this, a substantial number of students from financially inferior families tend to have the access to university education, which will surely enlarge the number of people receiving higher education, therefore contributing to development of the whole nation.
The student is likely to be more independent when the third approach is chosen. If students pay for their education themselves, they will probably have several years off and make a living. Not only could this help to gain social experiences, which will help to determine their major in university they are most interested in, but they will also be more of appreciating their own efforts for accumulating such a massive amount of money for education. This will probably stimulate the student to study hard and realize value of the money they earn.
With regard to the third choice, the prominent upside may lie with the students strong motivation to learn. In comparison with their counterparts, they shoulder more financial pressure and this would help them fully concentrate on their study so as to be more competitive for a job position. In this regard, there is a higher possibility for them to have a more promising career prospect.
Taking all three ways into consideration, I personally would prefer students to use the loan from government and repay it after graduation. For one thing, there would be additional financial stress for the government if only the government take the responsibility. For another, if all costs are paid by the student, s/he needs to take time off for years and there might be dangers for them never coming back to school.
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