Although credit cards are becoming a more acceptable part of the financial scene, they are still regarded with suspicion by many as being a major part of the live now pay later syndrome. Along with hire-purchase, rental and leasing schemes, they provide encouragement to spend more money. Of course, it is only the foolhardy who yield to the temptation to live, temporarily at least, beyond their means, and such people would no doubt manage to do so even without credit cards.
Advertising campaigns have, however, promoted a growing realization of the advantages of these small pieces of plastic. They obviate need to carry large amounts of cash and are always useful in emergencies.
All the credit card organizations charge interest on a monthly basis which may work out as high as 25 per cent a year, yet judicious purchasing using a card can mean that you obtain up to seven weeks, interest-free credit. Using the card abroad, where items frequently take a long time to be included on your account, can extend this period even further.
It is worthwhile shopping around before deciding on a particular credit card. It is necessary to consider the amount of credit granted; interest rates, which may vary slightly; the number and range of outlets, though most cards cover major garages, hotels, restaurants and department stores; and of course, what happens if your card is lost or stolen. A credit card thief may be sitting on a potential goldmine particularly if there is a delay in reporting the loss of the card.
However, if used wisely, a credit card can cost nothing, or at least help to tide you over a period of financial difficulty.
26. Which of the following can not make you spend more money?
A. Credit cards. B. Hire-purchase.
C. Rental and leasing schemes. D. None of the above is right.
27. The foolhardy are people who_______.
A. spend more money than they have B. spend less money than other people C. save money D. make money
28. The disadvantage of credit cards is_______.
A. to enable you to buy things without carrying large amount of cash
B. to encourage people to spend more money
C. to be always useful in emergencies
D. to help people tide over a period of financial difficulty
29. According to the passage, credit cards are made of_______.
A. paper B. gold
C. plastic D. tin
30. Deciding on a particular credit, you do not have to consider______.
A. the amount of credit granted
B. the number and range of outlets
C. the possibility of loss of money
D. the department stores where you are going to use your credit cards
26. D 27. A 28. B
英语美文:一双丝袜(有声)
英语美文:Keep on Singing
精选英语散文欣赏:平等的爱
浪漫英文情书精选:Need You With Me需要你爱我
伤感美文:人生若只如初见
精选英语美文阅读:你见或者不见我(中英对照)
浪漫英文情书精选:The Best Surprise最好的惊喜
浪漫英文情书精选:Is It Love?这是爱么?
英语美文30篇系列之21
精选英语美文阅读:无雨的梅雨天 (双语)
如果生命可以重来(双语)
态度决定一切 Attitude Is Everything
精选英语散文欣赏:一棵小苹果树
精选英语散文欣赏:微笑挽救生命
精选英语美文阅读:How selfless real love is 无私的爱
精美散文:爱你所做 做你所爱
英语美文:A Psalm of Life 人生礼颂
精选英语美文阅读:饶孟侃《呼唤》
双语美文欣赏:孤独人生
浪漫英文情书精选:Good Morning早上好
英语美文欣赏:A beautiful song
精美散文:守护自己的天使
精美散文:让我们撩起生命的波纹
浪漫英文情书精选:Don't Give Up不要放弃
双语美文:I Wish I Could believe
最美的英文情诗:请允许我成为你的夏季
双语阅读:回家的感觉真好
英语美文:生命这个奇迹
英语晨读:忘忧树
精选英语美文阅读:爱的奇迹 Keep on Singing
不限 |
英语教案 |
英语课件 |
英语试题 |
不限 |
不限 |
上册 |
下册 |
不限 |