Although credit cards are becoming a more acceptable part of the financial scene, they are still regarded with suspicion by many as being a major part of the live now pay later syndrome. Along with hire-purchase, rental and leasing schemes, they provide encouragement to spend more money. Of course, it is only the foolhardy who yield to the temptation to live, temporarily at least, beyond their means, and such people would no doubt manage to do so even without credit cards. Advertising campaigns have, however, promoted a growing realization of the advantages of these small pieces of plastic. They obviate need to carry large amounts of cash and are always useful in emergencies. All the credit card organizations charge interest on a monthly basis which may work out as high as 25 per cent a year, yet judicious purchasing using a card can mean that you obtain up to seven weeks, interest-free credit. Using the card abroad, where items frequently take a long time to be included on your account, can extend this period even further. It is worthwhile shopping around before deciding on a particular credit card. It is necessary to consider the amount of credit granted; interest rates, which may vary slightly; the number and range of outlets, though most cards cover major garages, hotels, restaurants and department stores; and of course, what happens if your card is lost or stolen. A credit card thief may be sitting on a potential goldmine particularly if there is a delay in reporting the loss of the card. However, if used wisely, a credit card can cost nothing, or at least help to tide you over a period of financial difficulty. 26. Which of the following can not make you spend more money? A. Credit cards. B. Hire-purchase. C. Rental and leasing schemes. D. None of the above is right. 27. The foolhardy are people who_______. A. spend more money than they have B. spend less money than other people C. save money D. make money28. The disadvantage of credit cards is_______. A. to enable you to buy things without carrying large amount of cashB. to encourage people to spend more moneyC. to be always useful in emergencies D. to help people tide over a period of financial difficulty29. According to the passage, credit cards are made of_______. A. paper B. gold C. plastic D. tin 30. Deciding on a particular credit, you do not have to consider______. A. the amount of credit granted B. the number and range of outlets C. the possibility of loss of money D. the department stores where you are going to use your credit cards26. D 27. A 28. B
[动词的时态]现在进行时代替将来时
[动词的语态]need/want/require/worth
[分词]分词作状语
[独立主格]独立主格
[动词的时态]一般现在时代替一般过去时
[动词的时态]一般过去时的用法
[分词]分词的时态
[动词的时态]时态一致
[动词的时态]be to和be going to
[动词的语态]let 的用法
[动词的时态]一般将来时
[主谓一致]主谓一致中的靠近原则
[主谓一致]并列结构作主语时谓语用复数
[动词的语态]短语动词的被动语态
[动词的时态]将来进行时
[分词]分词作表语
[动词的时态]延续动词与瞬间动词
[名词性从句]名词性wh-从句
[动词的语态]不用被动语态的情况
[动词的时态]过去进行时
[分词] 分词作插入语
[动词的时态]时态与时间状语
[动词的时态]一般现在时的用法
[分词]连词+分词(短语)
[动词的时态] used to / be used to
[动词不定式]动词不定式的否定式
[动词的时态]用一般过去时代替过去完成时
[倒装]so, neither, nor作部分倒装
[动词的时态]一般现在时代替现在完成时
[句子的种类]反意疑问句
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