Some people say that it is the responsibility for the individuals to save money for their own care when they retire. To what extent do you agree or disagree?
翻译:
一些人说个人应负责为退休后生活存钱。你在何种程度上同意或者反对?
抛砖:
养老是关系每个人生活的社会问题,在政府不富裕的情况下,让每个人都能体面养老是不现实的。即使政府可以负责每个人的养老,也只能满足基本生活需求,如果对退休生活要求比较高,还是要考虑自己储蓄,所以个人要为自己的养老负起责任,年轻时就要有意识的储蓄或者购买养老保险。
但养老完全由个人负责也不现实。低收入人群可能一辈子都无法储蓄够养老的费用,遇到意外的残疾人,也无法再有足够的积蓄养老,另外还有人无法控制自己的冲动消费,不会为明天考虑,所以政府应考虑为大多数国民上强制的养老保险。
养老是民生问题,政府必须扮演好自己的角色,但个人也应为自己的养老负起责任。
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