图画作文常用词汇（一）考研作文常用词汇

　　1.素质教育：Quality Education2.EQ：分两种，一种为教育商数Educational quotient,另一种情感商数Emotional quot

　　2.EQ：分两种，一种为教育商数Educational quotient,另一种情感商数Emotional quotient 3.保险业： the insurance industry 4.保证重点指出： ensure funding for priority areas 5.补发拖欠的养老金： clear up pension payments in arrears 6.不良贷款： non-perFORMing loan 7.层层转包和违法分包： mutlti-level contracting and illegal subcontracting 8.城乡信用社： credit cooperative in both urban and rural areas 9.城镇居民最低生活保障： a minimum standard of living for city residents 10.城镇职工医疗保障制度： the system of medical insurance for urban workers 11.出口信贷： export credit 12.贷款质量： loan quality 13.贷款质量五级分类办法： the five-category assets classification for bank loans 14.防范和化解金融风险： take precautions against and reduce financial risks 15.防洪工程： flood-prevention project 16.非法外汇交易： illegal foreign exchange transaction 17.非贸易收汇： foreign exchange earnings through nontrade channels 18.非银行金融机构： non-bank financial institutions 19.费改税： transFORM administrative fees into taxes 20.跟踪审计： foolow-up auditing