确保“首次置业者”需求

3月12日，在十一届全国人大五次会议记者会上，央行副行长刘士余表示，各家银行对居民个人首套自住普通商品住宅的贷款必须予以保证。

请看新华社的报道：

The People's Bank of China (PBOC), the central bank, said Monday that commercial banks should put in place a differentiated credit policy to guarantee housing loans to qualified first-home buyers.

央行称，各商业银行应该制定差别化的信贷政策，保证首次置业者的房贷需求。

文中的first-home buyers就是指“首次置业者”，央行今年将全面落实differentiated credit policy 对于interest rate 相关阅读

以房养老 house-for-pension scheme

住房信息系统 housing information system