2015考研英语作文范文49花钱还是省钱

　　考研英语作文题目：花钱还是省钱

　　Is it better to enjoy your money when you earn it or is it better to save your money for some time in the future? Use specific reasons and examples to support your opinion.

　　考研英语作文模板范文：

　　Save it for rainy day. Thats my motto. When I have a choice between spending my money or putting it in my savings account at the bank, I always put it in the bank.I will have a lot of expenses in the future like my education, travel, and unforeseen emergencies. I need to have money set aside for these expenses.

　　Education is expensive. I cant depend on my parents to pay all my bills. I have tuition, room and board, books, and incidental expenses to pay for. Ill try to get a scholarship to cover some of these costs, but I know I will be responsible for a lot of the expenses. If I spend my money now, I wont be able to pay for my education. I need to save money for my education.

　　Travel is also very expensive. I dont mean vacation travel. I mean travel to get to and from school. Transpacific airfare costs a lot even special reduced fares. I first have to get to school and then, of course, I want to return to my family for important festivals and occasions. Going back and forth will be costly, but worth it. I need to save money for these trips.

　　Emergencies could arrive at any moment. I might have an unexpected illness while I am at school. There might be costs that wont covered by the school insurance. One of my family members may need help, I will have to send them money. You cant predict emergencies like this, but you can be prepared. I need to save money for these emergencies.

　　When you are not rich, you cannot spend your money carelessly. You must plan ahead. I know in my life, I will have expenses for my schooling and for travelling to and from my home. I know that I will also have unexpected expenses related to unforeseen emergencies. I must be prepared. I need to save money for these events.