近日,普华永道发布中国十大上市银行的中报业绩分析,显示各银行“逾期贷款”快速上升,上半年十大银行逾期贷款总额接近5000 亿,较去年年末增加1128.78 亿。
China's top 10 lenders' outstanding overdue loans, an indicator of future non-performing loans, or NPLs, reached 489 billion yuan ($77.6 billion) by the end of June, up 112.9 billion yuan from six months earlier.
6月底,中国十大银行未清的逾期贷款已达4890亿元 Overdue loan就是“逾期贷款”,也就是到期未能偿还的贷款。短期内逾期未能偿还的贷款叫做non-performing loan 随着对银行资产不确定性的增加,银行的盈利能力也将随着政府试图liberalize interest rates 相关阅读
民间借贷 private lending
债务“减记” write-down
未偿贷款 outstanding loans
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