汇丰拟拨7亿美元审查客户

HSBC will spend $700m on a global “know your customer programme, as part of a 26-point plan agreed with US regulators to settle money laundering and sanctions breaches.

汇丰(HSBC)将在一个名为“了解你的客户的全球项目中投入7亿美元资金，这是与美国监管机构达成的26点计划的一部分，该计划旨在了结有关洗钱和违反制裁规定的问题。

The UK bank, which signed up to the A-Z programme of management changes covering both its US and global operations, reiterated apologies for its failure to prevent Mexican money launderers and countries subject to sanctions, including Iran, from using its network.

汇丰签署的这个A到Z管理变革项目涉及其美国和全球业务。由于没能阻止墨西哥洗钱者和包括伊朗在内的受制裁国家利用其网络，汇丰也再次表达了歉意。

“We accept responsibility for our past mistakes. We have said we are profoundly sorry for them, and we do so again, said Stuart Gulliver, chief executive, as he attempted to draw a line under what investors saw as the biggest threat to the bank and its share price.

汇丰首席执行官欧智华(Stuart Gulliver)表示：“我们要对我们过去所犯的错误承担责任，我们曾说过我们为这些错误深感抱歉，我们再次表示歉意。此次事件在投资者眼中是汇丰面临的最大威胁，而欧智华试图防止汇丰股价因此受到影响。

HSBC on Tuesday signed a five-year deferred prosecution agreement to prevent a trial over the affair. It also agreed to pay a $1.256bn fine to the Department of Justice and a further $665m to US regulators following a five-year investigation in which agents reviewed 9m documents.

周二汇丰签署了一项五年的暂缓起诉协议，以避免针对这一事件的审讯。汇丰已经同意向美国司法部(Department of Justice)支付12.56亿美元的罚金，并在美国监管机构完成一项为期五年的调查之后再次支付6.65亿美元，此次调查中审核了900万份文件。

“The record of dysfunction that prevailed at HSBC for many years was simply astonishing, said Lanny Breuer, assistant attorney general, adding that there was now “a sword of Damocles over HSBC. A monitor has been placed inside the bank, the first time the US has taken such a step at a foreign bank.

美国司法部助理部长兰尼·布鲁尔(Lanny Breuer)说：“多年以来，汇丰的功能紊乱状态着实令人震惊。并补充说，现在汇丰头上悬着一把“达摩克利斯之剑。美国已经在该银行内部安放了监测设备，这是美国第一次对一家外国银行采取这样的措施。

The justice department said at least $881m in drug-trafficking proceeds from Mexican and Colombian drug cartels were laundered through HSBC in the US. The bank was also accused of helping countries evade sanctions, with $660m from Iran, Cuba, Sudan, Libya and Myanmar sent to HSBC accounts in the US.

司法部指出，墨西哥和哥伦比亚贩毒集团至少有8.81亿美元毒品走私款是通过汇丰美国机构来洗钱的。此外，汇丰还被指控帮助一些国家逃避制裁，伊朗、古巴、苏丹、利比亚、缅甸等国在汇丰美国账户中有6.60亿美元的款项。