Ⅰ. have “有”表人与物/人，物与物之间存在的“所有;所属”的关系。有时人不一定是物/人的主人。如：
① I have an English book here. 我这儿有一本英语书。
② Do you have any money with you? 你带有钱吗?
Ⅱ. own 用于较正式场合，强调“(合法地)拥有”某物的所有权，主语一定是该物的主人。如：
① I own a bike. 我有一辆自行车。
② Who owns the car? 这辆小汽车是谁的?
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